Why Open an Account with Pelican?
The kind of banking that pays you back.
NCUA insurance on your deposits
Federally insured accounts protect your balance up to $250,000, so you can save and spend with confidence.
Free digital banking with the MyPelican app
Check balances, move money, pay bills, and manage your accounts anytime from your phone or computer.
Branches and ATMs when you need them
Visit a Pelican branch for in-person help, and use nationwide ATM access through the CO-OP network when you are on the go.
No hidden fees or confusing fine print
Pelican focuses on straightforward pricing and clear disclosures, so you know what to expect on your statements.
Free credit counseling for every member
Get one-on-one help with budgeting, credit reports, and debt strategies from certified counselors at no cost to you.
Membership for life
Starts at $15 and does not expire, keeping you a member through moves and job changes.
available Account options
An account for every goal
When you open your account, you become an owner, not a line item on someone else's earnings report.
Explore Spending Accounts OptionsSpending Accounts
At Pelican, we call our checking accounts spending accounts because that's exactly what they're for: making it easy to spend, earn, and manage your money every day.
Explore Simple Spend OptionsSimple Spend
Checking made easy. No hoops to jump through, no monthly fees to worry about, get paid early with Early Bird Direct Deposit.
Explore Free Stack Checking & Savings Bundle OptionsFree Stack Checking & Savings Bundle
People who want to earn higher monthly dividends just for using their checking account!
Explore Free Cash Back & Stack Savings Bundle OptionsFree Cash Back & Stack Savings Bundle
Individuals looking to earn cash back as they make their everyday purchases.
Explore Horizon Checking OptionsHorizon Checking
A fresh start with any credit score. Open with $25 and a $10 monthly fee.



