Auto Loans
Get pre-approved before you step on the lot and walk into any dealership knowing your rate and buying power.
the pelican difference
The outdoors is calling. Finance your weekend plans at affordably low rates for your vehicle, boat, and RV.
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Motorcycle Loans
Whether you're buying your first bike or upgrading to a new ride, Pelican makes motorcycle financing straightforward. Apply online and get a decision fast, so you can focus on the road ahead.
Boat Loans
The water is calling. Pelican makes it easy to finance your next watercraft with competitive rates and a straightforward application. Get out on the water sooner with a loan built for credit union members.
RV Loans
The road is calling. Pelican makes it easy to finance your next adventure with rates that won't stretch your budget. Apply online and get a decision fast, so you can start planning your next trip.
why borrow with pelican?
Local Lending You Can Trust
Profits go back to you
As a not-for-profit credit union, our profits go back to members as lower loan rates, not shareholder dividends.
Quick loan decisions
Most loan applications receive an instant decision in seconds. If a manual review is needed, a licensed local lender reviews your application personally.
No prepayment penalties
Auto loans up to 84 months and boat loans up to 180 months.
Get pre-approved before you shop
Walk into any dealership knowing your rate, term, and buying power, so you can negotiate like a cash buyer.
Auto loan rates as low as 6.325% APR
The same competitive rate applies regardless of vehicle age.
Meet with a lender from anywhere.
Free virtual lending consultations are available so you can connect with our team on your schedule.
Why Choose Pelican for an Auto Loan
A better deal than the bank, backed by people who know you
As a credit union, Pelican returns profits to members in the form of lower rates and better service. Banks answer to shareholders. Pelican answers to you. That difference shows up in every part of the borrowing experience, from the rate you're offered to the person who picks up the phone when you have a question.
Member Protection Add-Ons
Extra Protection for the Road Ahead
Pelican provides a range of optional protection products designed to ensure you remain covered even after you drive off the lot. These products are tailored to give you peace of mind, safeguarding your investment against unforeseen circumstances.
Guaranteed Asset Protection (GAP)
Keep moving forward, even if your vehicle is stolen or totaled beyond repair. Guaranteed Asset Protection covers the difference between your insurance settlement and the amount left on your loan, up to $50,000 — including your insurance deductible up to $1,000.
Credit Life & Credit Disability
Credit Life insurance is a tailor-made policy that matches your current loan balance at any given time. Pay off your loan in full in the event of your untimely passing, rather than stick a loved one with the bill.
Credit Disability works to pay off your loan if you can't work due to disability. There's no minimum requirement and you can try Credit Life and/or Credit Disability free for 30 days.
TruStage® Auto Insurance Program
Working with carefully selected auto insurance companies, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services and 24/7 claims service.
Visit the TruStage website or call 1-855-483-2149.
Mechanical Breakdown Coverage
Protect your vehicle with AssureGuard mechanical breakdown coverage, designed for credit union members to provide reliable protection and peace of mind.
- Flexible coverage options
- Protection for wear and tear, emissions, and hybrid vehicles
- 24/7 roadside assistance
- Nationwide coverage up to 8 years or 125,000 miles
- Rental and trip coverage
- No waiting period, protection starts on day one
secured loan options
Borrow on Your Terms
Lower rates, fewer fees, and a full range of loan products. Find the right fit for what you need.
Explore Auto & Motorcycle Loans OptionsAuto & Motorcycle Loans
Drive home in what makes you happy — car, truck, SUV, or motorcycle. Pelican offers rates with fast approvals and flexible terms.
Explore Boat Loans OptionsBoat Loans
Finance your weekend with an affordable boat loan from Pelican. Borrowers can finance up to 110% on new and used watercraft.
Explore RV Loans OptionsRV Loans
Whether it's a fifth wheel, travel trailer, ATV, or other secured, we offer unbeatable financing options at competitive rates.
