the pelican difference
Sometimes you need money, and the reason doesn’t have to be complicated. Pelican’s credit union personal loans give you that option.
Personal Loans with APR as low as:
9.09%
Why Choose Pelican For A Personal Loan
A better deal than the bank, backed by the people who know you
As a credit union, Pelican returns profits to members in the form of lower rates and better service. Banks answer to shareholders. Pelican answers to you. That difference shows up in every part of the borrowing experience, from the rate you're offered to the person who picks up the phone when you have a question.
Credit union rates, not bank rates
Our personal loans carry lower rates because our profits go back to members, not shareholders.
Quick loan decisions
Most loan applications receive an instant decision in seconds. If a manual review is needed, a licensed local lender reviews your application personally.
No collateral required
Personal and signature loans from Pelican are unsecured. Your creditworthiness is what qualifies you, not what you own.
Flexible terms, no prepayment penalties
Up to 72 months based on the loan amount and credit. Pay off early whenever you’re ready without extra fees.
Borrow for almost anything
Tax payments, school costs, holiday expenses, and more.
Meet with a lender from anywhere.
Free virtual lending consultations are available so you can connect with a Pelican lender on your schedule, from wherever you are.
Get started with just your signature
Personal loans are also known as “Signature Loans,” because loans are secured by a member’s signature. Unlike a home or auto loan, there’s no collateral at stake when you secure a personal loan.
Use your Signature Loan to make headway on major payments. Just sign the dotted line and get the funds you need to facilitate life’s next logical step.
Personal Loan Options
Borrow on your terms
Lower rates, fewer fees, and a full range of loan products. Find the right fit for what you need.
Explore Debt Consolidation OptionsDebt Consolidation
Combine multiple high-interest debts into one lower monthly payment. Simplify your finances and save hundreds of dollars a month.
Explore Share Pledge Loans OptionsShare Pledge Loans
Use your Pelican savings as collateral for the lowest loan rate. A great way to build credit while keeping savings intact.
Explore Personal Line of Credit OptionsPersonal Line of Credit
Revolving credit from $1,000 to $10,000. Access funds as needed, pay interest only on usage.
