Spending Accounts

At Pelican, we call our checking accounts Spending Accounts because that's exactly what they're for: making it easy to spend, earn, and manage your money every day. No confusing qualifications, no hidden fees, and debit cards that reflect your style.

Woman on computer using credit card
Gator Green
Iris Purple
Strawberry Pink
Magnolia White
Crawfish Red
Bayou Blue
Sunshine Orange

Debit Cards

Pay With Personality

Pelican issues seven solid-color Visa® debit designs, so you are not stuck with one generic look. Pick your favorite when you open a spending account.

available Account options

An account for every goal

When you open your account, you become an owner, not a line item on someone else's earnings report.

why choose pelican

Checking that fits how you actually live

A Pelican spending account gives you the essentials of everyday checking, without monthly fees or extra requirements.

Get paid just for using your account

Whether you want cash back or get paid big dividends for having a higher balance, we have options for you!

Pay with your phone, not just your card

Add your Pelican debit card to Apple Pay, Google Pay, or Samsung Pay for faster checkout in apps, online, and at the register.

Real-time alerts you can tune to your life

Turn on notifications for purchases, deposits, and low balances so you spot what matters before it becomes a problem.

Seven debit card colors, yours to pick

Pelican issues solid-color Visa® debit designs, so you are not limited to one default look. Every card includes a chip for secure in-person purchases.

MyPelican keeps full banking in one app

Check balances, move money, use mobile check deposit, pay bills, and send money with Zelle® without paying extra for basic digital access.

Early Bird Direct Deposit when payday hits

Eligible direct deposits may post up to one business day early, so you can cover bills and plans on your timeline.

Man in Glasses

Ready To Open An Account?

Your next chapter deserves a financial partner that puts you first. Whether you are leveling up everyday banking, growing savings that actually work for you, or locking in a rate for the long haul.

Common Questions

Explore More

See today's rates

See today's rates

Calculators & Tools

Calculators & Tools

Open an account with Pelican

Open an account with Pelican