Serious savings deserve serious returns
Pelican's Money Market account is built for members who maintain higher balances and want competitive rates without sacrificing access to their funds. The more you save, the more you earn, and every account includes Excess Share Insurance for peace of mind.
Tiered Rates
Your rate grows with your balance.
Members who save more earn more, with APYs that step up automatically as your balance crosses each threshold. There's nothing to apply for or switch to — your account adjusts as your savings do.
why bank with pelican
Savings that fits how you actually live
Minimum opening deposit of $20,000
Minimum opening deposit of $20,000 to access this premium savings structure designed for larger balances.
1 free withdrawal per month
Gain 1 free withdrawal per month, with a $50 fee per additional withdrawal to encourage long-term growth.
Designed for trust account flexibility
Available for both revocable and irrevocable trusts, offering flexible estate and wealth planning options.
Includes Excess Share Insurance
Includes Excess Share Insurance, providing up to $1,000,000 in coverage across your Pelican savings accounts.
Free digital banking through the MyPelican app
Manage your account anytime through the MyPelican app. It’s included at no extra cost.
NCUA-insured up to $250,000
Pelican savings accounts are federally insured by the NCUA. Money Market accounts include Excess Share Insurance, providing up to $1,000,000 in coverage.
What is Excess Share Insurance?
Pelican's Money Market accounts come with Excess Share Insurance, which provides an additional layer of coverage beyond the standard NCUA limit of $250,000. This protection insures up to $1,000,000 in funds across your eligible Pelican savings accounts — giving high-balance savers extraordinary peace of mind.
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available Account options
An account for every goal
When you open your account, you become an owner, not a line item on someone else's earnings report.
Free Stack Checking & Savings Bundle
Explore Free Stack Checking & Savings BundlePeople who want to earn higher monthly dividends just for using their checking account.
Free Cash Back & Stack Savings Bundle
Explore Free Cash Back & Stack Savings BundleIndividuals looking to earn cash back as they make their everyday purchases.
Free Freedom Savings
Explore Free Freedom SavingsPeople who want to use their savings to unlock a lower rate on loans.
Free Christmas Savings
Explore Free Christmas SavingsPeople who want to save throughout the year for a stress-free Christmas.
Simple Savings Account
Explore Simple Savings AccountPeople who want additional free savings accounts.
