Credit Cards

Find a card that works for you

Five credit cards. Zero hidden fees. From a no-credit-needed student card to a premium metal travel rewards VISA® Signature, Pelican has a card built for how you spend, with no hidden fees and member benefits at every tier.

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available credit card options

A card for every way you spend

From travel rewards to secured credit-building, every Pelican card comes with no hidden fees and member benefits built in.

Pelican Premier Visa Signature®
The premium travel rewards card. Earn 3x points on travel and 2x on dining, get 30,000 bonus points with qualifying spend, and enjoy perks like free Walmart+, TSA PreCheck, and more.
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Pelican Points Visa®
Earn points on every purchase, redeemable for travel, cash back, gift cards, and more. Earn 15,000 bonus points when you spend $1,500 in the first 90 days.
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Student Points Visa®
Built for students building credit. Earn 5x points on food delivery, rideshare, coffee, and entertainment — with no credit score required to apply.
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Pelican Prime Visa®
A straightforward, low-rate card with no annual fee and no rewards complexity. The go-to card for members who want simplicity.
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Pelican Pledge Visa®
A secured card designed for members rebuilding credit. Your limit is backed by your own deposit — making it accessible to anyone.
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Limited Time Special Offer

0% Interest for 12 months

Take advantage of 0% APR on balance transfers for 12 months when you open a Pelican Points, Pelican Prime, or Pelican Premier Credit Card.

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Why Choose a Pelican Credit Card

Features That Pay You Back

Get more from every swipe. Pelican Credit Union credit cards come with competitive rates, real rewards, and no hidden fees, backed by a team of people who are here to help.

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No Hidden Fees

Most Pelican credit cards carry no annual fee. No surprise charges, no penalty rate — just straightforward terms you can count on.

Competitive Credit Union Rates

As a credit union, we return profits to members. That means lower rates than most banks, so carrying a balance costs you less.

0% APR Balance Transfers

Move balances from high-rate cards and pay 0% APR for 12 months on qualifying Pelican cards.

Amazing Rewards

Redeem Pelican Points for travel, cash back, gift cards, and more. Points expire after 36 months.

Cards for Every Stage

Whether you're a student building credit, rebuilding after a rough patch, or a frequent traveler chasing perks, there's a Pelican card designed for where you are right now.

Fraud Protection on Every Card

Every Pelican credit card includes zero liability protection, so you're never responsible for unauthorized purchases.

Balance Transfers

Stop paying interest on old debt.

Transfer a balance from a high-interest card and pay 0% APR for 12 months when you open a qualifying Pelican Points, Prime, or Premier card. That's a full year to pay down what you owe without your balance growing.

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Pelican Points & Perks

Every purchase works for you.

Earn Pelican Points Your Way with our Pelican Points Visa Credit Card! Choose your category, earn on what you spend, and redeem the points for cash back, gift cards, and more — all with no annual fee!

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The right card is waiting for you

Whether you're looking to earn exciting rewards, build your credit score, or save on interest payments, Pelican has you covered right from the start.

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