Built for Everyday Business Needs
A business line of credit is ideal for managing short-term needs like payroll, operating expenses, cash flow gaps, and seasonal costs. For larger, one-time investments such as equipment or real estate, a term loan or commercial secured loan may be a better fit.
line of credit features
Flexible Funding for Everyday Business Needs
Built for Small Businesses
A line of credit designed specifically to support the day-to-day needs of small businesses.
Access Your Credit Line
Request a draw from your available credit line when you need it, with no reapplication required.
Only Pay for What You Use
Interest is charged only on the amount you borrow, not your full credit limit.
Perfect for Cash Flow Gaps
Bridge seasonal fluctuations and short-term expenses with flexible funding.
Competitive, Low Rates
Take advantage of rates designed to keep your borrowing costs manageable.
Funding That Fits Your Timeline
Let us know when you're ready, and a Pelican rep will approve your draw to ensure funds are available for your plans.
