- Send Money Instantly
Zelle® transfers to friends and family in minutes.
- Deposit Checks
Skip the branch. Deposit checks from your phone.
- Control Your Card
Freeze or unlock your debit card anytime.

Get financial guidance completely free
Free credit counseling is a valuable benefit of your Pelican membership. Members can access one-on-one sessions with a certified counselor, no fees.
Whether you're working through debt, trying to understand your credit report, or just want a smarter budget, a counselor can help you make a plan and move forward with confidence.

Member Benefits
Pelican membership comes with more than just an account. These benefits are built into your membership and designed to give you flexibility when life doesn't go as planned, and rewards when it does.
Why Manage with Pelican
Member-owned tools and benefits that work for you
A full digital banking suite at no extra cost
The MyPelican app, Zelle®, bill pay, mobile deposit, and account alerts are included with your membership, with no subscription or add-on fee.
Early access to your paycheck
Early Bird Direct Deposit lets qualifying members get paid up to two days early, so you're not waiting around for funds you've already earned.
Flexibility when life gets complicated
Skip-a-Pay gives you a financial cushion on qualifying loans, and overdraft protection options help you avoid declined transactions and fees.
Nationwide ATM access
The CO-OP ATM network gives you fee-free access at thousands of ATMs across the country, not just near a branch.
Free guidance when you need it
Certified credit counselors are available to every member at no cost, whether you're working on a budget, reviewing your credit report, or managing debt.
One membership, everything connected
All your accounts, tools, and benefits live inside the same MyPelican app and digital banking experience, so managing your finances stays simple as your life changes.




