The Pelican Difference
Local Lending, Personal Service
Our licensed loan officers work with you directly, from your first question through closing day. That means faster answers, flexible programs, and someone who actually knows your name.
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available Loan options
Your Home, Your Way
Lower rates, fewer fees, and a full range of loan products. Find the right fit for what you need.
Explore First Mortgages OptionsFirst Mortgages
Flexible mortgage options with competitive rates and programs designed to fit your needs.
Explore Traditional 30-Year Mortgage OptionsTraditional 30-Year Mortgage
Lock in stability with a classic fixed-rate mortgage and low down payment options.
Explore HELOC OptionsHELOC
Access your home’s equity with flexible, on-demand funds when you need them.
Explore Home Equity Loans OptionsHome Equity Loans
Tap into your home’s value with a predictable, fixed-rate loan.
Explore Land & Lot Loans OptionsLand & Lot Loans
Secure your future homesite with flexible financing for land and lots.
Explore Mobile Home Loans OptionsMobile Home Loans
Affordable financing for new or used mobile homes with simple, upfront costs.
Explore Specialized Programs OptionsSpecialized Programs
Explore government-backed loan options designed to make homeownership more accessible.
Understanding Your Closing Costs
Every mortgage involves closing costs. At Pelican, closing costs can often be rolled into your loan amount, reducing how much you need to bring to the closing table. Rolling costs into the loan does increase your principal balance, so it's worth calculating your break-even point — the number of months of payment savings needed to offset those costs.
dedicated Support
Meet Our Mortgage Loan Officers
Pelican's licensed mortgage loan officers work with you throughout the entire process, from pre-qualification through closing. We’re here for you when you need us!