Why Choose a Pelican Credit Card
Features That Pay You Back
No Annual Fee
Most Pelican credit cards carry no annual fee. No surprise charges, no penalty rate — just straightforward terms you can count on.
No Credit Score Required
You don't need a history to get started. Apply even if you've never had credit before.
Credit Limits Up To $2,500
A limit that gives you flexibility without making it easy to overextend.
First-Year Point Match
Pelican matches every point you earn in your first year, up to 10,000 points.
Redeem Your Way
Cash back, gift cards, travel, and prepaid cards — use your points however works for you.
Manage Points in the MyPelican App
Check your balance and redeem rewards anytime, right from the MyPelican App.
It all adds up
What Your Points Are Worth
Points add up fast. Redeem for cash back deposited directly to your account.
Points Calculator
Move the slider to your points balance to see what it's worth in cash back.
The slider snaps to each redemption tier, from 1,500 up to 83,250 points.
Estimate only. 5x points apply on qualifying merchant categories as determined by Pelican. All other purchases earn 1x. Maximum 30,000 points per month. 100 points = $1.00 cash back. First-year match up to 10,000 points; see terms for details. All credit subject to approval.
Ready to start earning? Apply today!
credit building
Build Real Credit from Day One
A credit score opens doors — better rates on car loans, apartment approvals, and future credit cards. The Student Points Visa reports to the major credit bureaus, so every on-time payment builds the history lenders look for.
The habits you build now follow you for years.
