Why Choose a Pelican Credit Card
Features That Pay You Back
Secured Limits Starting at $500
Your deposit becomes your credit limit, putting you in control of how much credit you carry.
Accepted Worldwide
Use your card anywhere Visa is accepted, in-store or online.
Digital Banking in the MyPelican App
Track spending, make payments, and manage your card from your phone.
Free Credit Counseling
Work one-on-one with a certified counselor to build a personalized credit improvement plan.
No Over-Limit or Balance Transfer Fees
Keep more of your money working toward your credit goals.
How a Secured Card Works
With a secured credit card, you provide a deposit that becomes your credit limit.
If you deposit $500, your credit limit is $500. You then use the card like a regular credit card for everyday purchases and make monthly payments. On-time payments are reported to the credit bureaus and help build your credit profile over time.
Build Your Credit, Then Upgrade
As your credit improves, you may become eligible for an unsecured Pelican credit card like the Pelican Points or Prime Visa, with higher limits and rewards.
