Why Borrow With Pelican?
Local Lending You Can Trust
Profits go back to you
As a not-for-profit credit union, our profits go back to members as lower rates, not shareholder dividends
No prepayment penalties
Terms up to 90 months on auto loans, and no prepayment penalties on most loans
Low auto loan rates
Competitive auto loan rates designed to help you get behind the wheel with confidence
Real lenders, local decisions
Most of our loan applications receive an instant decision in seconds. If a manual review is needed, a local lender reviews your application personally.
Meet with a lender from anywhere.
Free virtual lending consultations are available so you can connect with our team on your schedule
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Available Loan Options
Borrow on Your Terms
Lower rates, fewer fees, and a full range of loan products. Find the right fit for what you need.
Explore Personal Loans OptionsPersonal Loans
Unsecured financing for almost any need, no collateral required. Flexible terms with rates based on your credit.
Explore Debt Consolidation OptionsDebt Consolidation
Combine multiple high-interest debts into one lower monthly payment. Simplify your finances and save hundreds of dollars a month.
Explore Share Pledge Loans OptionsShare Pledge Loans
Use your Pelican savings as collateral for the lowest loan rate. A great way to build credit while keeping savings intact.
Explore Personal Line of Credit OptionsPersonal Line of Credit
Revolving credit from $1,000 to $10,000. Access funds as needed, pay interest only on usage.
Common Questions
Get started with just your signature
Personal loans are also known as “Signature Loans,” because loans are secured by a member’s signature. Unlike a home or auto loan, there’s no collateral at stake when you secure a personal loan.
Use your Signature Loan to make headway on major payments. Just sign the dotted line and get the funds you need to facilitate life’s next logical step.
