Simple to Open, Effortless to Grow
Opening a share certificate takes just a few minutes. Pick your term, make your deposit, and your rate is locked in from day one. From there, your savings grow on their own until maturity, with no monitoring and no guessing where rates are headed.
why bank with pelican
Built for Reliable Growth
Fixed Rates You Can Rely On
Lock in a guaranteed rate for the full length of your term, so you always know what you’ll earn.
Monthly Dividend Growth
Earn dividends every month, helping your balance grow steadily over time.
Easy $500 Minimum to Start
Open your certificate with just $500 and start growing your savings right away.
Protected and Secure Savings
Your funds are NCUA-insured up to $250,000, giving you added peace of mind.
Flexible Term Options
Choose from a wide range of terms to match your savings goals and timeline.
Flexible Payout Options
Have your dividends reinvested, transferred to another Pelican account, or mailed directly to you.
'%20fill='%23D8DFEE'%20fill-opacity='0.8'/%3e%3cpath%20d='M407.924%20204.5L407.924%20-8.93898e-06L612.424%200C612.424%20112.942%20520.867%20204.5%20407.924%20204.5Z'%20fill='%23BFCBE3'%20fill-opacity='0.8'/%3e%3cpath%20d='M408.268%20409L408.268%20204.5L203.768%20204.5C203.768%20317.442%20295.326%20409%20408.268%20409Z'%20fill='%23D8DFEE'%20fill-opacity='0.8'/%3e%3crect%20width='204.5'%20height='204.5'%20transform='translate(407.924%20204.5)'%20fill='%23BFCBE3'%20fill-opacity='0.8'/%3e%3cpath%20d='M2.6817e-05%200L204.5%208.93898e-06L204.5%20204.5V204.5C91.5578%20204.5%202.18802e-05%20112.942%202.6817e-05%200V0Z'%20fill='%23D8DFEE'%20fill-opacity='0.8'/%3e%3crect%20width='204.5'%20height='204.5'%20transform='translate(407.924%20409.002)'%20fill='%23D8DFEE'%20fill-opacity='0.8'/%3e%3crect%20width='204.5'%20height='204.5'%20transform='translate(203.768)'%20fill='%23D8DFEE'%20fill-opacity='0.8'/%3e%3cpath%20d='M203.768%200V0C316.71%204.93686e-06%20408.268%2091.5578%20408.268%20204.5V204.5L203.768%20204.5L203.768%200Z'%20fill='%23BFCBE3'%20fill-opacity='0.8'/%3e%3c/svg%3e)
Find rates by product type:
Rates are effective as of July 28, 2026, and updated regularly.
