Free Stack Savings

Link your checking and savings to start saving automatically. The Stack Savings account earns up to 2.50% APY when you meet the monthly qualifications in your linked Stack Account or Cash Back checking account.

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Better Together

Checking & Savings as One

Most members choose a Stack Checking & Savings Bundle when they open Stack. Stack Checking and Stack Savings are designed as one product:

One monthly qualification cycle
Earn dividends on your daily checking balance
High savings rate on balances up to $150,000
Open a Free Stack Savings + Checking Account

Perks of using Stack Accounts

Your Rewards Go Straight To Savings

When you meet the monthly qualifications in your Stack Checking Account or Cash Back Checking Account, your rewards are automatically transferred into your Stack Savings account each statement cycle.

No Manual Transfers
No Extra Extra Steps
Growth Doesn't Rely on Remembering to Move Money.
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Monthly Qualifications

How To Earn Your Rewards

  1. 1

    Go Paperless

    Be enrolled in and receive free eStatement notices.

  2. 2

    Log In

    Be enrolled in and log into MyPelican each month.

  3. 3

    Use Your Debit Card

    Have at least 15 debit card purchases post and settle.

  4. 4

    Set Up a Deposit or Payment

    Have at least 1 direct deposit, online bill payment, or automatic payment (ACH) post and settle.

why bank with pelican

Savings that fits how you actually live

A Pelican Savings Account gives you the essentials of everyday saving, without monthly fees or extra requirements.

Open a Free Stack Savings AccountView Current Rates

Up to 2.50% APY

Earn 2.50% APY on balances up to $150,000; 1.51% APY on amounts over. If qualifications aren't met, earn 0.05% APY.

Free digital banking through the MyPelican app

Manage your account anytime through the MyPelican app. It’s included at no extra cost.

Linked to your checking account

Connect to your Stack or Cash Back checking for seamless account management.

No monthly service fee

Your balance stays your balance, with no monthly cost to maintain the account.

Automatic reward transfers

Rewards are automatically transferred each cycle. You don’t need to move funds yourself.

NCUA-insured up to $250,000

Pelican savings accounts are federally insured by the NCUA. Money Market accounts include Excess Share Insurance, providing up to $1,000,000 in coverage.

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Ready To Open An Account?

Your next chapter deserves a financial partner that puts you first. Whether you are leveling up everyday banking, growing savings that actually work for you, or locking in a rate for the long haul.

Open a Free Stack Savings AccountView Rates

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An account for every goal

When you open your account, you become an owner, not a line item on someone else's earnings report.

Common Questions

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Calculators & Tools

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