Free Credit Counseling

No matter where you are financially, a Pelican Credit Counselor is ready to help, at no cost to you. Financial Wellness sessions are completely free for all members, available in person or virtually.

Schedule a Free Session
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No issue or question is too big or too small

You can meet with a counselor to:

Build a plan to pay off debt
Find strategies to improve your credit score
Access low-cost credit sources
Create or review a household budget
Save for an emergency fund or a short-term goal
Meet with a Credit Counselor

What a Credit Counselor Can Help You Do

 

Meet with a Nationally Certified Credit Counselor in a private, judgment-free setting and leave with a clear plan.

 

WHY MEET WITH A COUNSELOR

Consolidate and Manage Debt

Your counselor will assess your current debt load and help you develop a realistic payoff plan, built around your income, your obligations, and your goals.

Understand Your Credit

What is a credit score? How is it calculated? What does your credit report actually mean? Counselors walk through every detail with you and identify specific opportunities for improvement.

Build a Budget

Your counselor will assess your current incomes and expenses to create a budget that works for you.

Plan for Major Financial Goals

Working toward buying a home, financing a car, building an emergency fund, or preparing for a major life event? Your counselor can map a clear path forward.

Protect Against Fraud and Identity Theft

Checking your credit report at least twice a year is one of the best ways to catch fraud early. Counselors can help you spot warning signs and walk you through protecting your identity.

See what our
members are saying:

Charles' Story

If you want to dream, keep dreaming. If you want to realize your dream, come to Pelican.

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Charles White

Pelican member - Calcasieu Parish

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Kyle Mancuso

Just want to thank Nekiba so, so much for helping us get on the right track. Without her help, we would still be trying to get our credit together. As of April 27, 2020, we moved into our very own home.

Anna Hinson

Within two months of following their guidance, I was able to get my credit score increased by about 45 points and that increase led to my being pre-approved for a home loan with the best possible finance options out there. I closed on my home a little over a month ago thanks to all of their help and my dream of owning a home came true.

Josh Skittles

My credit score increased an average of 31.5 points per month from October to December, a grand total of 63 points!

dedicated Support

Meet Our Credit Counselors

Meet face-to-face with one of our Nationally Certified Credit Counselors and take control of your financial health.

Schedule Your Free Session

Taking the first step is simple. Fill out the form and a Credit Counselor will reach out to confirm your appointment. Sessions typically run 45 to 90 minutes and can be scheduled at a time that works best for you.

Visit any Pelican branch and a team member can connect you directly with the Credit Counselor who serves your area. All sessions are held in a private setting, and there is also no pressure or obligation after you meet.

Schedule a Session

Common Questions

Request a Free Counseling Session