Auto Loans
Get pre-approved before you step on the lot and walk into any dealership knowing your rate and buying power.
the pelican difference
The road is calling.
Low rates, fast approvals, and
no dealership pressure.
Just you and the open road.
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Motorcycle Loans
Whether you're buying your first bike or upgrading to a new ride, Pelican makes motorcycle financing straightforward. Apply online and get a decision fast, so you can focus on the road ahead.
why borrow with pelican?
Features That Put You In Control
Same Great Rate, New or Used
Rates may differ depending on the age of the vehicle, whether it's new or used, providing you with more options and value.
Pre-Approval Advantage
Get pre-approved before you shop so you know your budget and can negotiate with confidence at the dealership.
Flexible Terms That Fit Your Budget
With flexible loan terms of up to 90 months, you can manage your monthly payments more easily, though certain stipulations apply.
No Penalties, No Surprises
Pay off your loan early with no prepayment fees, and enjoy a straightforward loan application process.
More Buying Power
With no maximum loan amount and up to 130% loan-to-value for autos (110% for motorcycles), you have the flexibility to cover more of your purchase.
Fast, Local Decisions
Get quick approvals from a local team that understands your needs and helps you get on the road faster.
Competitive Rates. Total Flexibility.
An auto loan from Pelican CU puts you in the driver's seat at the dealership. We offer the same rate on new or used vehicles. Fast approvals on fast cars, low rates on low-riders, a painless application for your punch buggy—bring home whatever make and model makes you happy.
Member Protection Add-Ons
Extra Protection for the Road Ahead
Pelican provides a range of optional protection products designed to ensure you remain covered even after you drive off the lot. These products are tailored to give you peace of mind, safeguarding your investment against unforeseen circumstances.
Guaranteed Asset Protection (GAP)
Keep moving forward, even if your vehicle is stolen or totaled beyond repair. Guaranteed Asset Protection covers the difference between your insurance settlement and the amount left on your loan, up to $50,000 — including your insurance deductible up to $1,000.
Credit Life & Credit Disability
Credit Life insurance is a tailor-made policy that matches your current loan balance at any given time. Pay off your loan in full in the event of your untimely passing, rather than stick a loved one with the bill.
Credit Disability works to pay off your loan if you can't work due to disability. There's no minimum requirement and you can try Credit Life and/or Credit Disability free for 30 days.
TruStage® Auto Insurance Program
Working with carefully selected auto insurance companies, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services and 24/7 claims service.
Visit the TruStage website or call 1-855-483-2149.
Mechanical Breakdown Coverage
Protect your vehicle with AssureGuard mechanical breakdown coverage, designed for credit union members to provide reliable protection and peace of mind.
- Flexible coverage options
- Protection for wear and tear, emissions, and hybrid vehicles
- 24/7 roadside assistance
- Nationwide coverage up to 8 years or 125,000 miles
- Rental and trip coverage
- No waiting period, protection starts on day one
secured loan options
Borrow on Your Terms
Lower rates, fewer fees, and a full range of loan products. Find the right fit for what you need.
Explore Boat Loans OptionsBoat Loans
Finance your weekend with an affordable boat loan from Pelican. Borrowers can finance up to 110% on new and used watercraft.
Explore RV Loans OptionsRV Loans
Whether it's a fifth wheel, travel trailer, ATV, or other secured, we offer unbeatable financing options at competitive rates.
