Scammers use emails and texts to try to get access to personal information, such as passwords, account numbers, or Social Security numbers.
Phishing emails and text messages can seem like they're from a legitimate company or person. However, these messages often contain malicious software in the form of attachments and links. Once you open them, the malicious software enters your computer and begins stealing your private information.
Scammers send threatening letters demanding that potential victims make a payment on a nonexistent debt.
Scammers do this with the knowledge that some potential victims will be scared into paying the debt.
Scammers send counterfeit checks to potential victims and then trick them into depositing it into their bank account.
Once the money is deposited, the scammer will provide instructions asking for some or all of the money to be returned. The fraudster will ask the victim to return the money by wire transfers, gift cards, Cash App, Zelle®, or other methods.
Caller ID Spoofing is when a caller falsifies the information transmitted to your caller ID.
The fake caller ID allows the caller to disguise their identity and trick you into giving them personal information.
Romance Scams happen when a fraudster pretends to build a romantic relationship online to gain your trust.
Once trust is established, the scammer asks for money, gift cards, or personal information while creating excuses to avoid meeting in person.
Investment Scams occur when fraudsters promise high returns with little or no risk to convince people to invest.
The scammer may pressure you to act quickly, use fake success stories, or request payments through unusual methods before disappearing with your money.
helping you every step of the way
Members have reported receiving a text asking for verification of a transaction. Once they reply "No," they receive a call from a fraudster asking for information. The fraudster then sends a link that, once clicked, gives them access to the member's phone, allowing them to change the member's information and send fraudulent Zelle® transactions.
We have received reports of fraudulent text messages claiming to be from Pelican Credit Union. Today's phishing scams often use professional language and may appear legitimate. Be cautious of unexpected messages containing links, urgent requests, or requests for personal information. Do not click suspicious links or share sensitive information.
Fraudulent checks posing as official Pelican Credit Union checks have been reported. Scammers are sending counterfeit checks with instructions to deposit them and share personal or account information in an attempt to commit fraud.
Tips for staying safe
Set a password with a long combination of upper and lowercase letters and numbers
Don't send your personal information such as account numbers, Social Security numbers, and passwords via email or text.
The ITRC is a non-profit organization established to empower and guide consumers, victims, business and government to minimize risk and mitigate the impact of identity compromise and crime. This is not only if your full identity was stolen. If any Personally Identifiable Information (PII) was given out this resource assist with the following:
Providing preventative information as well as assist victims of identity compromise, theft, and misuse by providing customized plans to address any and all identity concerns.
For additional information, contact ITRC at 888-400-5530
AARP’s Fraud Watch Network™ Helpline is a free resource for AARP members and nonmembers alike. Trained fraud specialists and volunteers field thousands of calls each month. Get guidance you can trust, free of judgment. This is not only for AARP members. This service is free to anyone. They will assist with the following:
For additional information, contact the AARP’s Fraud Watch Network™ Helpline at 877-908-3360
National Do Not Call Registry:
Call: 888-382-1222 OR
Visit: donotcall.gov
Opt Out of Prescreened Offers:
Call: 888-567-8688 OR
Visit: optoutprescreen.com
Additional Resources
If you've been targeted by a scam or believe your identity has been compromised, reporting it helps protect others. Use these resources to file a report with the appropriate agency.
For the quickest response, our digital channels offer quicker solutions.
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